In his first book, Rule #1, popular investing author Phil Town delivered a #1 New York Times bestseller to people eager to learn to trade the stock market. Now, Phil has captured the mechanics of stockpiling, a classic buy-and-hold strategy used by some of the world's savviest investors to create long-term wealth in down markets.

Called Payback Time, Phil outlines his investment strategy specifically to educate "the little guy," teaching fundamentals that can help identify what he terms "wonderful companies" and then learn to purchase those companies' stocks at a discount.

In his friendly, straightforward way, Phil motivates readers to take charge of their investments. Bluntly sharing facts about the poor investment returns of many mutual funds managers, Phil teaches people how they can potentially recoup their portfolio losses and retire comfortably – in spite of today's current economic downturn.

There IS a secret to investing success and Phil says it best: "You must do it yourself." Find out how you can start your own financial revolution by reading this exciting new book.